Our Programs

Oasis Microfinance will employ a holistic approach to poverty alleviation and empowerment of poor people in Zambia and other developing countries through socio-economic empowerment programs using micro-financial services.  

For example, when a group of women borrow for planting vegetable gardens they always lack access to markets.  Oasis Microfinance will be connecting borrowers to the right markets for selling their products so they will be able to sell their produce and pay back their microloans.

 



Another example is illustated by this above photo.  Many people in Zambia use kerosene lamps in their homes and businesses.  This is expensive and dangerous.  Many children in developing countries suffer from asthma due to daily exposure to such polution.  Solar lighting is now a viable alternative to to kerosene, but requires capital.  Oasis Microfinance can supply the capital and a two light solar system can be purchased for as little as $25 providing clean light with only the battery needing to be replaced every 2 to 4 years.





The Oasis Microfinance model will involve organizing poor individuals within impoverished communities into groups, lending them small sums of money for which they will be jointly liable. Amounts ranging from US$50.00 to US$500.00, depending on the micro-enterprise, will be lent to individuals in these groups, who will then repay the loans in regular installments over a specified period of time, ranging from 6 months to 12 months.  Once they repay the money will be lent to other borrowers.







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